Car Breakdown cover in United Kingdom – Roadside assistance is one of the most important coverages in car insurance. Especially for those who take long trips with their car or need it on a daily basis, for work or family life. If you want to find insurance with roadside assistance at the best price, stop by our online car insurance comparator. In just 3 minutes you can obtain a comparison of prices and coverage. What are you waiting for?
Companies with Car Breakdown cover in United Kingdom: what do they offer?
That an insurance has roadside assistance does not mean that it will offer exactly the same as other insurers. We can find some differences between the offers of companies with Car Breakdown cover in United Kingdom – roadside assistance in their insurance. We have analyzed the roadside assistance conditions of five of the main insurers in the industry so that you can consult all this information at a glance.
RAC Rescue: insurance with very punctual Car Breakdown cover in United Kingdom
RAC Rescue offers even the most essential of your insurance, roadside assistance. And with the usual advantages of La Mutua to its mutuals. It is one of the best companies with Car Breakdown cover in United Kingdom – roadside assistance, given the free services that it includes. Like the one for changing the battery (for which you only pay for the battery itself) or the one for free puncture repair. Healthcare abroad is also included as part of your benefits.
Also, if you need a tow truck, they won’t keep you waiting long. Because they promise to always arrive before 60 minutes. You can track the crane yourself, by requesting it from the web or from the app. And if they don’t keep what they promised, they compensate you with 100 euros for your inconvenience.
The AA: insurance with attention on the green or blue road
The AA offers flexibility to its policyholders: they choose which modality they want to have in their roadside assistance insurance: Green, Blue or Blue+. In this way it adapts to the specific needs of each driver: those who only need the peace of mind that they will be able to call a tow truck, those who do not want to go counting kilometers to find out which workshop they can take the car to or those who want to have, in addition , a replacement vehicle while yours is being repaired.
The AA adds even more advantages to all types of insurance with its complete roadside assistance, which includes on-site repair for more situations than usual. But also with its excellent service conditions: if they do not meet their commitments, the renewal of your insurance will cost you 0 euros. And it is that, among other firm purposes, they guarantee the arrival of the crane in less than an hour.
Rescue My Car: insurance with roadside assistance of your choice
Rescue My Car is also one of those companies with Car Breakdown cover in United Kingdom – roadside assistance that lets you choose between different types of this coverage. You can keep the Standard Travel Assistance (as standard), opt for the Complete Travel Assistance or contract the Extension Travel Assistance Abroad (both optional). In the latter case, you can continue to enjoy your insurance with Car Breakdown cover in United Kingdom – roadside assistance in Morocco, in the countries belonging to the European Economic Area and in the countries that are members of the Inter-Bureaux agreement.
If you opt for the Complete mode, you can also request assistance in those cases unrelated to the mechanics of the vehicle: if you have a puncture, if you run out of fuel or you make a mistake refueling or if your tires need a little more pressure. Also if you need a copy of your keys. In addition, they rescue your car in case of overturning or falling down a slope (provided it is accessible and with a limit of 1,000 euros).
QDOS Breakdown: Car Breakdown cover in United Kingdom
If you are one of those who are looking for insurance with very complete roadside assistance, Qualitas Auto has many possibilities of being your chosen one. Among its main and most notable advantages is that of being able to enjoy QDOS Breakdown in case of roadside assistance, contracting this coverage in your car insurance.
They take care of everything, both the vehicle and the people… And the pets. Your Car Breakdown cover in United Kingdom – roadside assistance covers the transportation of pets weighing up to 75 kilograms in the event of a breakdown or accident that results in the immobilization of the insured car. And they do it all with great speed. In fact, if their tow truck takes more than 45 minutes, they compensate you with 100 euros. In addition, they extend their coverage abroad, where you can enjoy emergency health and dental care (up to the limits set in your insurance for roadside assistance).
Roadside assistance: how does your insurance help you?
There are many benefits that include coverage as essential in insurance as roadside assistance. And there are many problems that can arise: that the car suffers a breakdown on the road, that a window breaks, that you suffer an accident…
To provide solutions (and the more agile, the better) are your insurance and roadside assistance. As long as it includes, of course, as many features as possible from this list. If you use our comparator, it will be easy for you to detect it: in addition to comparing prices, you will be able to compare the benefits included in the coverage of each insurance, such as Car Breakdown cover in United Kingdom – roadside assistance.
Mechanical assistance and towing: Car Breakdown cover in United Kingdom
Rarely does a car give clues to a breakdown early enough to act and that it does not catch us in the middle of a road. Hence the essentials of insurance with Car Breakdown cover in United Kingdom – roadside assistance: because if you have a breakdown and/or need to have your car towed to a garage, they take care of everything. They could even tow your car if it has fallen off a slope. A different issue is the unsuitable routes, which are usually excluded from towing. Roadside assistance covers the cost of the tow truck, either unlimited (no kilometer limit) or up to a maximum of kilometres, which will be set in advance in the particular conditions.
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Roadside assistance for punctures, lack of fuel, and loss of keys
There are other circumstances for which we may need help and that are completely unrelated to the mechanics of the vehicle. That is, it is not a breakdown but still requires assistance. The classic trio is punctures, lack of fuel (and the mistake when refueling, mistaking diesel for gasoline), and loss of keys. In these cases, a good insurance with Car Breakdown cover in United Kingdom – roadside assistance will also send help wherever you are, if the scope of your insurance coverage allows it.
On-site repair: Car Breakdown cover in United Kingdom
A fault does not always have to be solved in the workshop. Sometimes it can be solved in the same place where the vehicle is immobilized and in less than 30 minutes. It is the limit that companies usually set in on-site roadside assistance. If it is a fault that can be solved in these conditions, you will not have to stop your trip to go to a workshop.
On-site glass repair or replacement: Car Breakdown cover in United Kingdom
Some companies with Car Breakdown cover in United Kingdom – roadside assistance in their insurance include this great advantage: being able to repair a broken glass on site, or even replace the glass with a new one. It is thanks to agreements with large specialized companies, such as Carglass or Glassdrive, among others. Some of them have mobile repair and window changing workshops.
Vehicle rescue at roadside assistance: Car Breakdown cover in United Kingdom
A vehicle can break down, but it can also have an accident and become immobilized in an area that is difficult to access. Vehicle rescue is one of the essential services within roadside assistance. The rescue on unsuitable roads, only in some companies whose roadside assistance presents this exception. The usual thing is that it is not covered and that for the rest of the situations an economic limit is established.
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Custody expenses: Car Breakdown cover in United Kingdom
Imagine that your car breaks down in the middle of a trip. It’s a holiday and the workshop is closed. What happens to your car then? Thanks to your insurance with Car Breakdown cover in United Kingdom – roadside assistance, you don’t have to worry about this situation. Because the company covers the cost of custody of the vehicle up to the limit set in the policy.
Assistance to people in roadside assistance
There are many benefits aimed at both the driver and the other occupants of the vehicle, including insurance with Car Breakdown cover in United Kingdom – roadside assistance. From the transfer home to the cost of lodging in a hotel if your car has been left in the workshop and you are far from home (normally, for repairs of more than eight hours), medical transfer and hospitalization (in the event of an accident with wounded), accompaniment of minors, etc.
What insurance with roadside assistance to contract
When looking for insurance with Car Breakdown cover in United Kingdom – roadside assistance, you should be clear about what contracting options the company provides. In this sense, roadside assistance can correspond to any of these options:
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standard roadside assistance: Car Breakdown cover in United Kingdom
You will not have to pay an extra cost in the premium if you want to have it, since it is included among the main guarantees of the insurance. It is the most common, even in third-party car insurance. But you should not neglect the fact that this is not always the case.
Optional roadside assistance
Some companies give you the possibility of optionally including roadside assistance in your insurance, because it is not considered among the guarantees included for that modality. You can add it to your policy and enjoy the benefits of insurance with Car Breakdown cover in United Kingdom – roadside assistance. Of course, paying something more for your premium.
Different types of roadside assistance: basic or complete
There are companies whose roadside assistance is flexible. That is, they propose different modalities of this guarantee: with more or less benefits. This is the case of standard roadside, Optional, and Rescue My Car, among others. Thus, it is the user who decides, depending on the use he makes of his car, which services he wants to pay for or which he really needs.
Key aspects to assess roadside assistance coverage
The benefits included in insurance with Car Breakdown cover in United Kingdom – roadside assistance are relevant. But even more so are the conditions under which it provides this service. It is useless for insurance to include this roadside assistance if, at the moment of truth, it falls short of its scope. There are a number of factors that come into play in roadside assistance and determine the service provided by insurers. Some of them are:
From what kilometer is assistance provided?
The usual thing is that it is provided from kilometer 0 for vehicles (which allows you to call the insurer to send a tow truck. If the car is parked at the door of your house and does not start) and from kilometer 25 (from the habitual residence) for personal assistance benefits. Some companies with Car Breakdown cover in United Kingdom – roadside assistance stand out by offering it from kilometer 0 for both vehicles and people.
What is considered on-site repair?
On-site repair gives you the possibility to continue your trip without going through the workshop. The insurer sends a “mobile workshop” to attempt the repair, whenever it is technically possible.
At this point, it is important to point out that punctures, lack of fuel and other non-mechanical issues are not always considered within this emergency or immediate repair. It occurs, for example, in those companies with standard or basic roadside assistance and another more complete modality. It is this that usually includes assistance in these cases.
Will you have a replacement vehicle in case of breakdown?
Roadside assistance has a main purpose: that you can continue your trip, whenever possible. It is not if your car ends up in the workshop, unless your insurance with Car Breakdown cover in United Kingdom – roadside assistance includes the replacement vehicle guarantee and this is provided in the event of a breakdown.
It is also possible to obtain this service by going to the company’s arranged workshops, it is the workshops themselves that offer the service, depending on availability.
Can you choose the workshop?
The free choice of workshop is not always possible in insurance. At least, not without an extra cost in the premium. The truth is that, although the company cannot force you to take your car to its workshop. It is the case that some services or advantages are only available by going through its concerted workshops. For example, the replacement vehicle in case of breakdown, as we have just seen.
Is towing unlimited?
If finally a car cannot be repaired on site and has to be towed to a workshop by an insurance tow truck. There are two possibilities. That we can freely choose a workshop or that it be towed to one designated by the company. In the first case, the usual thing is that this free choice is limited to a maximum of kilometers. That is, the workshop must be a maximum of ‘x’ kilometers away (it can be 25 but also 150).
In other cases, the limitation of kilometers affects either of the two options: that we choose a workshop or that the company decides. And in others, there is no limit of kilometers in the tow.
What is the scope of roadside assistance coverage?
That is, where it covers you. The geographical scope of roadside assistance can be limited to Spanish territory, Europe or abroad (to the list of countries detailed in the particular conditions of the policy).